Miss Figure it Out

80/20 Budget in 10 Minutes or Less

5 ChatGPT Prompts to Take Control of Your Money, Pay Off Debt Faster, and Still Keep the Things You Love

💬 “Most budgets suck because they tell you to stop doing everything you enjoy. This one doesn’t. You’ll still grab coffee, go to brunch, travel — if those are the things you value — and finally feel like you’re winning with your money.”

Send Me My Prompts

why this work

When Every Other Budget Failed You

Let’s be real: most budgeting advice is written for people who already have money — or it feels like punishment for being broke.
This is different:

No spreadsheets. You copy/paste, ChatGPT does the math.
No guilt trips. We protect the 3 things you love most and cut the stuff you won’t miss.
No wondering if it will work. You’ll see results starting today.

What You’ll Get (And Why You’ll Actually Use It)

Plug-and-play prompts

5 plug-and-play ChatGPT prompts that guide you from “Where do I even start?” to a full 80/20 budget (keeping 20% for joy and 80% strategic discipline).

Audit with Care

A gentle reality check that shows you if one of your “joys” is secretly killing your progress — without shaming you.

Personalized budget

An easy, personalized budget you can set up in 10 minutes and keep for as long as it takes to change your finances.

BONUS: The exact prompt to find at least $100 you can free up today without touching your favorite things.

Who This Is For?

Millennial women working 9–5 who want more breathing room in their budget.
Anyone paying off debt who still wants to have a life.
People tired of feeling like money controls them instead of the other way around.

How It Works

(Video walkthrough included — even if you’ve never used AI before.)

Copy

Copy the exact prompts I send you.

Paste

Paste them into ChatGPT or Claude.

Sit back

Watch it build your budget in real time.

Why Listen to Me?

Here’s where I used to be:

~$150K in debt.
A credit score barely scraping 500.
Calls from debt collectors every week.

I felt ashamed, embarrassed, and completely hopeless.
Over 7 years — with an income under $100K — I turned it around:

Paid off every dollar of debt.
Bought and renovated a 4-unit property that changed my financial life.
Kept traveling, brunching, and enjoying life along the way.

I’m not a certified financial coach — I’m someone who’s been in the hole, climbed out, and knows exactly what it takes in the real world.

Kimika

Your Next Step

If you’ve been telling yourself you’ll “get it together” with money one day…

Make that day today.

Every week you wait is another week of wasted money you could’ve redirected toward your goals.
Start today, and by tonight you’ll have a budget that protects what you love and puts you on track to pay off debt faster.

Send the Prompts!

If this doesn’t make budgeting easier and more fun in the next 10 minutes, delete it. 

No hard feelings.

© Miss Figure it Out. All Rights Reserved.

 âšˇď¸Ź BONUS: Giving you one extra prompt to instantly find at least $100 in your budget today — to spend or save however you want.

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